Farmington Hills, MI — Oakland County — NW Suburbs
Phase III Construction serves Farmington Hills with 24/7 restoration and full insurance claim management. EIFS exteriors, premium roofing systems, finished lower-level spaces — we document what's there and fight for full replacement cost.
From emergency response to complete rebuild — Phase III handles every phase and fights your insurance carrier at every step.
Emergency board-up, debris removal, structural rebuild, smoke remediation. Farmington Hills custom kitchens require full-replacement-cost documentation. Learn more →
EIFS siding inspection, architectural roofing documentation, full insurance scope — including functional impact damage that's invisible to the eye. Learn more →
Emergency extraction, structural drying, and full rebuild including finished walk-out lower levels. Learn more →
Systematic smoke distribution assessment for Farmington Hills' open-plan colonial floor plans. We find what the eye misses. Learn more →
Phase III manages every detail from emergency response to final walkthrough.
We reach Farmington Hills from Westland in approximately 20 to 30 minutes via I-696 and Northwestern Highway. Available 24/7.
We document at material-grade level — EIFS system details, roofing product specifications, interior finish grades — specifically to support supplemental recovery against standard-grade adjuster defaults.
We attend adjuster inspections, supplement for EIFS system restoration, premium material pricing, and finished lower-level scope. Farmington Hills claims routinely have significant supplemental recovery opportunity.
As a licensed Michigan GC, we pull all permits through Farmington Hills' Building Division and manage every trade to return your home to pre-loss condition.
Phase III covers all of Oakland County, including communities adjacent to Farmington Hills.
ZIP codes served: 48334, 48335, 48336.
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Tell us about the damage and we will contact you within the hour. No obligation. No cost.
Yes. Phase III serves Farmington Hills and all of Oakland County. We are based in Westland and respond 24/7. Call (734) 237-7322 any time.
Yes. EIFS cladding is common on Farmington Hills homes built in the 1990s and 2000s, and hail damage to EIFS is frequently not visible without tap testing and probing. Phase III conducts systematic EIFS impact assessment and documents functional damage for insurance claim purposes, including full system restoration where required by the scope of damage.
EIFS (Exterior Insulation and Finish Systems) is a multi-layer stucco-like cladding. Hail impacts that crack or compromise the base coat allow moisture infiltration that degrades the system from the inside — damage that isn't visible on the surface. Phase III uses sounding (tap testing) to locate all impact zones and documents them to the insurance claim standard for EIFS systems.
Almost certainly not. Farmington Hills homes with EIFS exteriors, premium roofing systems, and finished lower-level walk-out spaces generate significant supplemental recovery opportunity that first estimates routinely miss. Phase III reviews every estimate and supplements aggressively.
Hail damage is the primary claim category, particularly on EIFS-clad colonials where surface impact damage underrepresents the actual system compromise. Water damage in finished lower-level spaces is a consistent second. Kitchen and electrical fires with custom interior finishes represent the highest-value individual claims.
Yes. Every major carrier in Michigan — State Farm, Auto-Owners, Allstate, Farm Bureau, Frankenmuth Mutual, Citizens, and others. Farmington Hills homeowners typically carry comprehensive replacement cost policies, and Phase III ensures that coverage is fully utilized.
Yes. Phase III holds Licensed Residential Builder #262000615, carries full general liability insurance, and is BBB A+ rated. We pull all permits through Farmington Hills' Building Division for every project.
Yes. Michigan law gives you the right to choose your own licensed contractor. Phase III advocates for Farmington Hills homeowners from first inspection through final settlement.
Do not re-enter until Farmington Hills Fire Department clears the scene. Then call Phase III immediately at (734) 237-7322. Do not discard, move, or clean anything. Pre-mitigation documentation is the foundation of the entire claim.
A finished walk-out or daylight lower level is a full living space under your homeowner's policy. Flooring, drywall, trim, built-ins, HVAC equipment, and personal property are all potentially in scope. The source of the water determines which coverage provisions apply. Phase III documents source at time of inspection — before any mitigation begins — which is the most important protective step you can take.
Emergency stabilization within 24 to 48 hours. Farmington Hills Building Division permit review typically takes 5 to 10 business days. Active construction on a hail or water claim runs 1 to 3 weeks; a fire rebuild or EIFS restoration with premium materials can run 8 to 16 weeks depending on material availability and insurance approval timeline.
A supplement corrects the adjuster's first estimate to reflect actual material grades and all required scope. For Farmington Hills, the key categories are EIFS system restoration pricing, premium roofing materials at architectural grades, finished lower-level spaces at actual finish quality, and code-upgrade obligations. Phase III files supplements with supporting documentation and has a consistent track record of supplemental recovery on Oakland County claims.
Phase III responds 24/7 to fire, hail, water, and storm damage throughout Farmington Hills and Oakland County.
☎ (734) 237-7322Farmington Hills is one of Oakland County's largest cities — a community of 83,986 residents that grew dramatically through the 1970s, 1980s, and 1990s as professional families moved outward from Southfield and Detroit along Northwestern Highway and I-696. The result is a diverse housing inventory that spans from mid-century ranch and split-level homes in the eastern neighborhoods near Eight Mile to newer colonial and executive construction in the northern and western subdivisions near and Orchard Lake Road. Each construction era carries its own restoration and insurance claim profile, and Farmington Hills has one of the most varied profiles of any community Phase III serves.
A significant portion of Farmington Hills' housing stock from the 1990s and early 2000s is clad in EIFS — Exterior Insulation and Finish Systems, also known as synthetic stucco. EIFS was widely used in premium subdivision construction during that era for its aesthetic flexibility and energy performance profile. The problem for homeowners is that EIFS responds to hail differently than traditional siding systems, and that response is frequently invisible without professional testing. A hail stone that would leave a clearly visible dent in vinyl or crack fiber cement may crack the EIFS base coat layer without disturbing the finish coat — leaving the surface looking intact while the system is compromised and susceptible to moisture infiltration. Over time, water entering through micro-cracks in the base coat degrades the insulation board and the wall sheathing behind it, eventually producing rot, mold, and structural framing damage that is far more expensive to address than the original hail damage would have been. Phase III's field inspectors perform tap testing and probing of EIFS systems on every hail claim in Farmington Hills, document all impact zones photographically and in written report format, and supplement for full system restoration where the impact density warrants it.
EIFS claims are among the most frequently underpaid in SE Michigan because adjusters without specific EIFS training default to "no visible damage" findings on surface inspection. The documentation discipline required to overcome this pattern is exactly what Phase III brings to every Farmington Hills claim involving an EIFS exterior.
The restoration work Phase III handles most consistently in Farmington Hills involves three intersecting categories. Hail and storm damage on EIFS exteriors and premium roofing systems is the primary volume category, requiring specialized documentation methodology and aggressive supplementation for full system restoration pricing. Water damage in finished walk-out and daylight lower-level spaces is the second major category. Farmington Hills' topography and subdivision design create walk-out and daylight basement configurations throughout the northern neighborhoods, and a water event in a finished walk-out lower level is a full-room claim involving flooring, drywall, millwork, HVAC equipment, built-ins, and personal property. Phase III documents all of these categories at the actual finish level of the space, not at builder-grade defaults, and supplements the adjuster's first estimate accordingly. Fire damage restoration in Farmington Hills' custom kitchens — granite countertops, custom cabinetry, commercial-grade appliances, hardwood floors — rounds out the major claim categories.
Farmington Hills homeowners typically carry strong replacement cost policies, but that coverage only pays out fully if the scope is documented completely and the supplemental process is pursued professionally. Carriers know that EIFS claims are contested and that many homeowners accept the "no visible damage" finding from a surface-only adjuster inspection. Phase III's EIFS tap-testing methodology produces documented evidence of functional damage that supports supplemental recovery and, where necessary, appraisal demands. On higher-value Farmington Hills claims — EIFS restoration, premium roofing replacement, finished lower-level rebuild — the difference between an unchallenged first estimate and a fully supplemented claim regularly exceeds $15,000 to $40,000. Phase III has handled this supplemental process across more than 1,000 SE Michigan claims and our Oakland County recovery track record reflects the value of that discipline.
Farmington Hills Fire Department operates well-funded stations across the city's 34 square miles and maintains strong residential response times. In Farmington Hills' open-plan colonial floor plans — two-story great rooms, cathedral ceilings, open lofts — smoke and soot from even a contained kitchen fire distribute rapidly throughout the structure through stack effect and HVAC circulation. Phase III coordinates with FHFD for scene release and conducts thermal imaging and smoke assessment within 24 hours. The smoke distribution map we produce is a direct driver of the remediation scope, which in Farmington Hills' larger-square-footage homes frequently exceeds what a surface visual inspection would identify. A kitchen fire in a 3,500 square foot Farmington Hills colonial can produce smoke damage requiring treatment of every habitable floor above grade — a scope category that must be documented before any mitigation removes the evidence.
Farmington Hills' Building Division requires permits for structural work, roofing replacements, electrical modifications, plumbing, HVAC, and exterior cladding work including EIFS restoration. Phase III applies for all required permits as the licensed General Contractor on every Farmington Hills project and incorporates the city's typical review timeline into every project schedule. EIFS restoration work in particular may require a permit for full re-cladding depending on the scope of the system replacement, and Phase III handles that permit process as part of the full claim management package.
If your Farmington Hills home has been damaged by hail, fire, water, or storm — especially if you have an EIFS exterior or a finished lower level — Phase III Construction is the right call. Reach us any time at (734) 237-7322 and we will come out, assess what you have, and tell you exactly what your insurance should cover.