SE Michigan Restoration · Oakland County
Royal Oak’s Restoration Contractor
We Fight Your Insurance Claim.
Then We Rebuild.
From 1920s craftsman bungalows near downtown to postwar colonials throughout the city — Phase III handles every phase of fire, hail, water, and smoke restoration while maximizing what your insurance company owes you.
Local Knowledge. Proven Results.
We Know Royal Oak
Royal Oak’s defining architectural character is its collection of 1920s through 1950s homes: craftsman bungalows, Tudor revivals, Cape Cods, and colonials that line the streets just off Woodward Avenue and through the city’s walkable neighborhoods. These homes have original plaster walls, old-growth hardwood floors, period millwork, and character that commodity construction can’t replicate. When fire or storm damage hits them, restoration requires genuine expertise — not just a replacement estimate.
Royal Oak’s insurance adjusters frequently price original materials at modern commodity rates. Original plaster walls get estimated as drywall replacement. Period millwork gets priced at stock profiles. Old-growth hardwood floors get listed as carpet replacement. Phase III documents what’s actually there and supplements for what it actually costs to restore. This is the single biggest gap between what most contractors recover and what Phase III recovers.
We’re based in Westland — under 30 minutes from Royal Oak. Your claim is managed locally and personally from the first call through the final permit inspection.
What Sets Phase III Apart
- Documentation before mitigation — original character documented before anything is touched
- Historic bungalow and craftsman home expertise — original materials restored, not substituted
- Original plaster preserved and restored to period standard where structurally sound
- Xactimate expertise to recover original material pricing, not commodity rates
- On-site within 2 hours anywhere in Royal Oak or Oakland County
- We handle the insurance carrier so you can focus on your family
Full-Service Restoration
Our Services in Royal Oak, MI
- Pre-mitigation documentation of original character and materials
- Thermal imaging for smoke penetration in plaster walls
- Original plaster preserved and restored to period standard
- Period millwork and trim matching
- Supplement filing to recover correct material replacement cost
- Forensic inspection of all roof faces
- Original roofing component documentation and replacement
- Period gutter, fascia, and soffit assessment
- AC condenser and HVAC equipment review
- Formal supplement filing for all missed damage
- Emergency water extraction and containment
- Moisture mapping throughout the structure
- Mold prevention and remediation
- Original floor and wall cavity drying documentation
- Complete interior rebuild after drying confirmed
- Thermal imaging for hidden smoke penetration
- Original plaster odor elimination
- HVAC duct decontamination
- Contents pack-out and professional cleaning
- Odor neutralization — not masking
Phase III In Action
How We Work
The difference between a Phase III claim and a typical contractor claim shows up in the settlement. Here’s what that looks like on Royal Oak projects.
Kitchen Fire in a 1928 Craftsman Bungalow — Three Rooms Missed, Original Materials Under-Priced
A kitchen fire in a 1920s Royal Oak craftsman bungalow caused visible damage to the kitchen. Allstate’s adjuster estimated drywall replacement in the kitchen and two adjacent surfaces. The homeowner called Phase III before any work started.
Phase III documented the full structure before mitigation began. Thermal imaging found smoke penetration in the dining room and living room plaster walls, and into the second floor via the original open stair configuration. The kitchen walls were original lath-and-plaster — not drywall — and the floor was old-growth fir under the linoleum the adjuster hadn’t noted.
We supplemented for full plaster restoration in the kitchen, dining room, and living room, correct pricing on period-matched plaster repair (not drywall substitution), old-growth fir floor refinishing, and second-floor smoke remediation. Allstate approved the complete supplemented scope.
Three-room plaster restoration to period standard. Original fir floor documented and refinished. Second-floor smoke remediation covered. Supplement recovered 57% above initial adjuster estimate.
Major Hail Event — Wood Soffits and Original Gutters Excluded from Initial Estimate
A significant hail storm hit a 1952 Royal Oak colonial. Farm Bureau’s adjuster approved replacement of the two most visible roof slopes and listed the gutters as “functional.” The homeowner called Phase III.
Phase III found hail damage on all four roof faces, functional damage to the original copper gutters across the full run, and clear hail impact on the wood soffits that Farm Bureau hadn’t included in the estimate. The AC condenser also showed fin damage.
We documented every impacted element and submitted a formal Xactimate supplement. Farm Bureau approved the full scope: complete roof replacement, original-style gutter replacement, wood soffit repair, and AC condenser. The settlement covered what the storm actually caused.
Full four-face roof replacement, complete gutter replacement, wood soffit repair, and AC condenser approved. Final settlement exceeded initial estimate by 44%.
The Phase III Process
How We Handle Your Claim
Most contractors fix the damage and hand you a bill. Phase III manages the entire claim — documentation, filing, supplements, and licensed rebuild — so you walk away with what your policy actually covers.
Local Coverage
Royal Oak Neighborhoods & Oakland County
Phase III serves all of Royal Oak and the surrounding Oakland County communities:
Common Questions
Royal Oak Homeowner FAQ
Ready to Get Your Life Back?
Serving Royal Oak and all of Oakland County. 24/7 emergency response, full claim management, licensed Michigan general contractor.
Phase III Construction LLC · 37600 Ford Rd, Westland MI 48185 · [email protected]