lakefront homes and older subdivisions — Phase III handles every phase of fire, hail, water, and smoke restoration while maximizing what your insurance company owes you.
Call (734) 237-7322 | Start Your Claim →
Local Knowledge. Proven Results.
Waterford’s housing stock reflects its unique development history. From postwar construction to newer premium homes, every property carries specific restoration requirements. Phase III has worked Waterford and Oakland County claims for over 30 years. We understand the local housing inventory, terrain, and how insurance adjusters approach this market. Your restoration is managed personally from the first call through the final inspection.
Waterford’s housing requires careful documentation and original material expertise. Phase III documents before any mitigation begins and prices materials correctly — not at commodity rates.
SE Michigan hail season runs April through September. Waterford properties are exposed to regular storm systems. Phase III inspects every element and supplements for the complete scope. Wind events — straight-line gusts and derechos — cause roof lift, blown siding, and structural impact requiring the same thorough documentation and claim management.
Water intrusion happens fast. Phase III responds immediately, maps moisture completely, and documents the full scope before any remediation begins.
Smoke doesn’t stay in one room. Phase III maps the spread before remediation and ensures nothing is left behind.
Oakland County · State Farm/Auto-Owners Claim
An insurance adjuster produced an initial estimate that missed significant scope on a Waterford property. Phase III documented every affected area with thermal imaging and forensic inspection before any mitigation. The scope covered far more than the adjuster’s initial estimate — original materials, hidden damage, items completely excluded from the carrier estimate.
We supplemented for all missed and undervalued items. The carrier approved the complete supplemented scope.
Outcome
Full scope restoration approved. Insurance supplement recovered 40-50% above initial estimate. No out-of-pocket beyond deductible.
Phase III serves all of Waterford and surrounding Oakland County communities:
On-site within 2 hours for any emergency in Waterford or Oakland County. We’re based in Westland — under 35-45 minutes from Waterford. Available 24/7, including nights, weekends, and holidays.
Yes. Every major carrier active in Oakland County — State Farm, Auto-Owners, Allstate, Farm Bureau, Frankenmuth Mutual, Citizens, Farmers, and others. We understand how each carrier approaches Waterford claims.
Don’t sign before having it reviewed. Phase III supplements are standard on Waterford claims. We document every missed item and every undervalued element, then push back until the estimate matches actual damage.
No — and splitting them almost always costs the homeowner money. Documentation gaps and scope disputes are predictable. Phase III handles everything from board-up through final permit inspection under one contract and one project manager.
Yes. We have specific expertise on original materials, historic construction, and period finishes. Adjusters frequently underprice these elements. We document correctly and supplement for the difference.
Serving Waterford and all of Oakland County. 24/7 emergency response, full claim management, licensed Michigan general contractor.
Phase III Construction LLC · 37600 Ford Rd, Westland MI 48185 · [email protected]