Licensed Roofing Contractor — GC #262000615
Hail is the most common cause of full roof replacement insurance claims in Michigan. It is also the category where insurance companies most consistently underscope damage — missing impact hits, refusing to include code-required upgrades, and offering repair scopes on roofs that legally require replacement. If your roof was hit in a Michigan storm event, the adjuster's first offer is almost never the complete picture.
How We Work
Phase III manages every step from first call through final rebuild.
Phase III inspects every roof surface, including all secondary components adjusters miss: pipe boots, ridge caps, flashings, exposed vents, gutters, soffit and fascia. We use impact markers to count hail hits per test square and document functional damage versus cosmetic.
Once the carrier issues their estimate, Phase III reviews every line item. We identify missed impact counts, incorrect depreciation schedules, missing secondary components, and undervalued code upgrade requirements. This review is the foundation of our supplement.
Phase III builds a complete supplement using Xactimate — the same estimating platform your carrier uses. Line-by-line, code-referenced, supported by photographic evidence. We submit directly to the carrier and manage the back-and-forth.
Phase III sources materials from ABC Supply, SRS Distribution, and local roofing distributors. All work is permitted and inspected per Michigan Building Code. Permit requirements also create documented code upgrade entitlements that strengthen your claim.
Licensed, insured crews install to manufacturer specifications. We document the completed installation for carrier compliance, warranty registration, and final settlement. Workmanship warranty included on all Phase III installations.
Insurance Expertise
Standard carrier estimates for hail roofing miss shingle impact counts, apply aggressive depreciation, exclude necessary secondary components, and refuse code upgrades that Michigan law requires. The gap between what the adjuster approves and what a complete roof replacement actually costs is significant — often tens of thousands of dollars.
Phase III has negotiated hail roofing supplements against every major carrier operating in SE Michigan. We know where their internal estimating protocols underperform on Michigan hail claims, and we document against every gap.
RCV vs. ACV advocacy — we pursue the full replacement cost value your policy entitles you to.
All secondary components — gutters, vents, HVAC equipment, skylights, and soffits fully documented.
Code upgrade claims — Michigan Building Code triggers on roof replacement are claimable expenses.
Matching and uniformity — discontinued materials requiring full replacement are documented and argued.
Our Track Record
Why Phase III
Phase III handles the insurance claim, material sourcing, permitting, and professional installation under one licensed contractor.
Shingles, underlayment, flashings, gutters, pipe boots, ridge cap — Phase III documents and installs every component of the complete roofing system.
Phase III has negotiated hail roofing supplements against every major SE Michigan carrier. We know where adjusters undercount and how to build the evidence.
GC License #262000615 covers roofing and all related structural and exterior components. One contractor for the complete scope.
Service Area
We serve Wayne, Oakland, Washtenaw, and Livingston Counties — 49 cities total. From Livonia to Auburn Hills, Westland to Ann Arbor. Day or night, weekends and holidays.
View All Service Areas →Don't accept the first estimate. Phase III inspects, supplements, and completes your hail roofing claim from start to finish.
(734) 237-7322 — Call Now