Financing Available for Restoration Projects

We understand that insurance deductibles, coverage gaps, and out-of-pocket costs can create financial stress during an already difficult time. Phase III Construction offers financing options to help you move forward.

How It Works

We work with a trusted financing partner to offer flexible payment options for qualified homeowners. Whether you need to cover your deductible, fund an upgrade, or bridge the gap between your ACV payment and the full cost of repairs — financing can help.

• Loans available up to $250,000
• Flexible terms from 2 to 12 years
• Quick approval process
• No prepayment penalties

Common Uses

• Deductible financing — Cover your out-of-pocket deductible while repairs are underway
• ACV gap funding — Bridge the gap between your insurance payout and actual repair costs
• Upgrades — Fund material or scope upgrades beyond what insurance covers
• Uninsured losses — Finance repairs that fall outside your coverage