SE Michigan Restoration · Wayne County
Taylor’s Restoration Contractor
We Fight Your Insurance Claim.
Then We Rebuild.
From postwar ranches on Telegraph Road to 1970s brick colonials south of Eureka — Phase III handles every phase of fire, hail, water, and smoke restoration while maximizing what your insurance company owes you.
Local Knowledge. Proven Results.
We Know Taylor
Taylor’s housing stock tells the story of mid-century Wayne County expansion. The original postwar ranch homes from the 1950s and early 1960s sit on flat lots across the city’s grid — solid construction with brick facades, original hardwood floors under carpeting, and aging infrastructure that creates real exposure as these homes approach their seventh decade.
Taylor sits in one of SE Michigan’s most active hail corridors. Southern Wayne County takes direct hits from spring and summer storm systems moving northeast across the state, and Taylor’s flat terrain and dense roofscape mean very little misses. Insurance adjusters who visit Taylor after a hail event routinely under-document the scope — partial roof approvals when full replacement is warranted, gutters and AC units left off the estimate entirely.
Phase III has worked Taylor claims for over 30 years. We know the housing stock, the exposure patterns, and the insurance adjusters active in this market. When you call, your claim is managed personally from the first call through the final inspection.
What Sets Phase III Apart
- Documentation before mitigation — the step that determines what your insurance actually covers
- 30+ years of Wayne County claims experience, including Taylor’s postwar ranch and colonial inventory
- Xactimate expertise for supplement filing — we recover what Taylor adjusters routinely leave out
- Hail claim specialists — southern Wayne County is one of SE Michigan’s most active storm corridors
- On-site within 2 hours anywhere in Taylor or Wayne County
- One contact from first call through final permit inspection
Full-Service Restoration
Our Services in Taylor, MI
- Pre-mitigation documentation before any adjuster visit
- Thermal imaging for smoke in wall cavities and attic
- Original hardwood floor identification and refinishing
- Supplement filing for all missed adjuster scope
- Emergency board-up and stabilization
- Forensic inspection across all four roof faces
- Impact documentation for gutters, siding, and HVAC
- EagleView aerial measurement reports
- Full replacement scope where documentation supports it
- Formal supplement filing for every missed damage item
- Emergency extraction and structural drying
- Moisture mapping and mold prevention
- Sewer backup documentation and remediation
- Insurance-grade documentation
- Complete interior rebuild after drying confirmed
- Thermal imaging across the entire structure
- Full HVAC duct cleaning and decontamination
- Odor elimination — not masking
- Contents cleaning and pack-out
- Complete remediation to pre-loss air quality
Phase III In Action
How We Work
The difference between a Phase III claim and a typical contractor claim shows up in the settlement. Here’s what that looks like on Taylor projects.
Severe Hail Event — Full Roof, Gutters, and AC Condenser All Left Off Adjuster Estimate
A major spring hail storm hit Taylor hard. The State Farm adjuster approved replacement on the front roof slope and listed the back and side slopes as “cosmetic only.” The homeowner called Phase III before signing.
Phase III inspected all four roof faces and found functional hail damage consistent with full replacement across every slope. The gutters showed impact denting and seam separation across the full run. The AC condenser coil fins were bent, reducing efficiency. None of the gutter damage or the AC condenser appeared in the State Farm estimate.
We documented with close-up impact photography at every identified strike point and submitted a formal Xactimate supplement. State Farm approved the complete scope: full four-face roof replacement, complete gutter system replacement, and AC condenser replacement.
Full roof replacement across all four faces, complete gutters, and AC condenser approved. Final settlement exceeded initial adjuster estimate by 55%. No additional out-of-pocket.
Kitchen Fire in a 1958 Ranch — Smoke to Attic and West Bedrooms
A kitchen fire in a late-1950s Taylor ranch caused visible damage to the kitchen. The Farm Bureau adjuster’s initial estimate covered the kitchen walls and ceiling. Phase III was called in to review before any mitigation began.
Thermal imaging revealed smoke had traveled into the attic through the original open-joist ceiling cavity and from the attic down into the interior walls of the two west bedrooms. The adjuster’s estimate hadn’t included either bedroom or the attic space.
Phase III built a complete Xactimate scope covering the kitchen rebuild, both west bedrooms, and full attic remediation. We also documented original hardwood floors in both bedrooms that the adjuster had missed beneath carpet. Farm Bureau approved the full supplemented scope.
Full kitchen rebuild, both bedrooms, and attic remediation approved. Original hardwood floors documented and included. Supplement recovered 39% above initial estimate.
The Phase III Process
How We Handle Your Claim
Most contractors fix the damage and hand you a bill. Phase III manages the entire claim — documentation, filing, supplements, and licensed rebuild — so you walk away with what your policy actually covers.
Local Coverage
Taylor Neighborhoods & Wayne County
Phase III serves all of Taylor and the surrounding Wayne County communities:
Common Questions
Taylor Homeowner FAQ
Ready to Get Your Life Back?
Serving Taylor and all of Wayne County. 24/7 emergency response, full claim management, licensed Michigan general contractor.
Phase III Construction LLC · 37600 Ford Rd, Westland MI 48185 · [email protected]