HAIL & STORM DAMAGE
From aerial measurement through complete rebuild — we manage every detail, maximize your insurance settlement, and restore your property to breathtaking condition.
What We Do
Phase III Construction handles every phase of Hail & Storm Damage Restoration restoration — from emergency stabilization through complete rebuild. We document every detail, push back on insurance underpayments, and do not stop until your property is fully restored.
Our team is on call 24/7 for emergency response across Wayne, Oakland, Washtenaw, and Livingston Counties. We know SE Michigan, we know the local adjusters, and we know how to get you the settlement your policy owes you.
Our Process
EagleView Aerial Report
Before we set foot on your roof, we order a professional EagleView aerial measurement report — the same technology insurance companies use internally. This gives us verified square footage, slope measurements, and roof geometry that the adjuster cannot dispute. We arrive at every inspection already armed with independent third-party data.
Phase III Does:
We order the EagleView report immediately after your call — so when the adjuster shows up, we have independent measurement data in hand. This single step prevents the most common adjuster tactic of disputing roof dimensions to reduce your payout. It also establishes credibility that carries through every subsequent stage of the claim.
Full Property Inspection
Hail does not just hit roofs. We systematically inspect every surface on your property — roofing, siding, gutters, downspouts, windows, skylights, HVAC condenser fins, painted wood trim, fascia, and all soft metals. We conduct standardized test squares per roofing industry protocol and document every hail hit with date-stamped photographs.
Phase III Does:
A thorough property-wide inspection often doubles or triples the initial insurance estimate. Most adjusters spend 20 minutes on a roof and miss soft metals entirely. We spend hours on every property and document every impact — so when we submit our scope, there is no room to argue that anything was overlooked or exaggerated.
Damage Documentation Package
We produce a complete damage report with hit counts per test square, photo documentation of every affected surface, and written justification for replacement versus repair on every line item. Our scopes are written in Xactimate format — the same estimating software insurance companies use — so there is no room for interpretation or dispute.
Phase III Does:
We cite manufacturer specifications and industry standards to support every line item — making it extremely difficult for an adjuster to call functional damage cosmetic or to justify an ACV offer when your policy says RCV. This documentation package is what converts a low first offer into a full and fair settlement.
Insurance Estimate Review
The initial adjuster estimate on a hail claim is almost never the final number. After the adjuster submits their scope, we review every line item, identify missed soft metals, undercounted hit totals, missing satellite dish damage, improperly depreciated materials, and items overlooked on walkthrough. We document every discrepancy in writing.
Phase III Does:
We prepare a formal written rebuttal with supporting documentation for every disputed item — hitting each discrepancy with manufacturer data, industry pricing, and photographic evidence. This rebuttal is submitted directly to the insurer, creating a documented paper trail that makes it very difficult for them to maintain an underpayment position.
Supplement Filing
We submit a comprehensive written supplement identifying every missed item — soft metals, satellite dishes, screens, HVAC fins, painted wood trim, and any scope items the adjuster overlooked on walkthrough. On hail claims, our supplements routinely add 30-60% to the initial estimate. We track every response and follow up until every approved item is reflected in your settlement.
Phase III Does:
Supplement filings are normal and expected on hail claims — the first check is never the final answer. We approach every supplement with the same level of documentation and justification as the original scope, and we do not stop following up until the full approved amount is in your hands. The first check is the starting point, not the finish line.
Material Selection & Permitting
We guide you through material selection — including Class 4 impact-resistant options that may qualify for insurance premium discounts going forward. All permits are pulled, inspections scheduled, and subcontractors coordinated. Nothing starts without the proper documentation in place to protect your investment.
Phase III Does:
We handle every permit, every inspection, and every subcontractor coordination — so you never have to navigate the municipality process yourself. Proper permitting protects your investment, ensures the work passes final inspection, and provides documentation that your home was rebuilt to current Michigan building code.
Complete Restoration
Licensed GC oversight from material delivery through final walkthrough. Roofing, siding, gutters, windows, and all other affected components are replaced by experienced crews. We manage every trade, every timeline, and every detail — and we do not sign off until the job is done right and you are completely satisfied with the result.
Phase III Does:
Final walkthrough documentation is provided for your insurance file and warranty records. Our workmanship is backed by a labor warranty, and we remain available after completion if any questions arise. We stand behind every Phase III job from the first call to the final inspection.
Why Choose Phase III?
Fast Response
On-site within hours — 24 hours a day, 7 days a week. Every minute of delay costs you more.
Claim Expertise
We pursue your insurance claim so you do not have to. Every line item challenged, every dollar recovered.
BBB A+ Licensed
Michigan GC License 262000615. BBB Accredited A+. Full liability and workers compensation on every job.
Phase III Construction is standing by 24/7. One call starts everything.
Serving Wayne, Oakland, Washtenaw, and Livingston Counties