Storm Damage - SE Michigan - 33 Years Experience
Have a Travelers homeowner policy and storm, wind, or tornado damage in Michigan? Phase III documents every line item, works directly with your Travelers adjuster, and handles the claim from inspection through final restoration.
Call (734) 237-7322 Free InspectionStorm Damage We Handle
Phase III handles the full range of storm damage covered under Travelers homeowner policies in Michigan -- documented to Xactimate standards the way Travelers independent adjusters expect to see it.
Lifted shingles, decking damage, flashing failures, ridge cap loss -- documented to Xactimate standards with photos, measurements, and line-item estimates.
Wind-driven siding damage, gutter detachment, soffit and fascia damage -- fully scoped and submitted to Travelers as part of the complete claim.
Fallen trees on structures, projectile impact damage, structural breaches -- documented before removal to preserve the insurance record.
Secondary water damage from storm breaches -- ceilings, walls, insulation, flooring -- included in the storm claim, not treated as a separate water loss.
The Process
Phase III inspects your property at no charge and documents every item of storm damage -- roof, siding, gutters, windows, structure, and interior.
We build a complete Xactimate estimate formatted the way Travelers independent adjusters expect -- line item by line item, code references included.
Phase III works directly with your Travelers adjuster. We can be present during the inspection and handle all supplemental submissions.
From approved scope to finished work -- Phase III manages the complete restoration so you don't have to manage multiple contractors.
Travelers Claim Reference
File through the Travelers mobile app or call 1-800-252-4633. Request a full property inspection. Consider having Phase III present during the adjuster visit.
Travelers uses Xactimate to estimate storm damage. Phase III generates estimates formatted to align with Travelers's methodology -- no translation required.
Your Travelers policy deductible applies to wind and storm damage claims. Phase III can walk you through how deductibles apply to your specific Travelers policy.
Travelers may suggest network contractors, but Michigan law gives you the right to choose any licensed contractor regardless of any preferred network.
Phase III inspects at no charge and builds your claim documentation. Call (734) 237-7322 or submit below.
Common Questions
What should I do after storm damage if I have Travelers?
Document damage immediately with photos. File through the Travelers app or call 1-800-252-4633. Phase III can be present during the adjuster visit to ensure all wind and storm damage is fully documented.
Does Travelers cover wind and storm damage in Michigan?
Standard Travelers homeowner policies in Michigan cover wind storm damage, tornado damage, fallen trees, and related structural damage. Phase III documents to Xactimate standards to support the full recovery.
Do I have to use a Travelers preferred contractor in Michigan?
Travelers may suggest network contractors, but Michigan law gives you the right to choose any licensed contractor regardless of any preferred network.
How does Travelers handle supplemental storm claims?
Travelers reviews supplements through their claim team. Phase III prepares documented supplements with Xactimate line items and photographs for submission to your Travelers adjuster.
What if Travelers denies my storm damage claim in Michigan?
A denial is not necessarily final. You have the right to request a re-inspection, provide additional documentation, or invoke your policy's appraisal clause if you and Travelers disagree on the scope or value of damage. Phase III can help build a comprehensive documentation file including photos, moisture readings, and a professional Xactimate estimate to support a re-inspection or dispute process.