Storm Damage - SE Michigan - 33 Years Experience
Have a AAA Michigan homeowner policy and storm, wind, or tornado damage in Michigan? Phase III documents every line item, works directly with your AAA Michigan adjuster, and handles the claim from inspection through final restoration.
Call (734) 237-7322 Free InspectionStorm Damage We Handle
Phase III handles the full range of storm damage covered under AAA Michigan homeowner policies in Michigan -- documented to Xactimate standards the way AAA Michigan independent adjusters expect to see it.
Lifted shingles, decking damage, flashing failures, ridge cap loss -- documented to Xactimate standards with photos, measurements, and line-item estimates.
Wind-driven siding damage, gutter detachment, soffit and fascia damage -- fully scoped and submitted to AAA Michigan as part of the complete claim.
Fallen trees on structures, projectile impact damage, structural breaches -- documented before removal to preserve the insurance record.
Secondary water damage from storm breaches -- ceilings, walls, insulation, flooring -- included in the storm claim, not treated as a separate water loss.
The Process
Phase III inspects your property at no charge and documents every item of storm damage -- roof, siding, gutters, windows, structure, and interior.
We build a complete Xactimate estimate formatted the way AAA Michigan independent adjusters expect -- line item by line item, code references included.
Phase III works directly with your AAA Michigan adjuster. We can be present during the inspection and handle all supplemental submissions.
From approved scope to finished work -- Phase III manages the complete restoration so you don't have to manage multiple contractors.
AAA Michigan Claim Reference
File through the AAA mobile app or call 1-800-222-6327. Request a full property inspection. Consider having Phase III present during the adjuster visit.
AAA Michigan uses Xactimate to estimate storm damage. Phase III generates estimates formatted to align with AAA Michigan's methodology -- no translation required.
Your AAA Michigan policy deductible applies to storm and wind damage claims. Phase III can walk you through how deductibles apply to your specific AAA Michigan policy.
AAA Michigan may suggest preferred contractors, but Michigan law gives you the right to choose any licensed contractor. You are never required to use an AAA preferred contractor.
Phase III inspects at no charge and builds your claim documentation. Call (734) 237-7322 or submit below.
Common Questions
What should I do after storm damage if I have AAA Michigan?
Document damage with photos and video immediately. File through AAA's app or call 1-800-222-6327. Phase III can be present during the adjuster inspection to ensure all storm damage is properly documented.
Does AAA Michigan cover wind and storm damage?
Standard AAA Michigan homeowner policies cover wind storm damage, tornado damage, fallen trees, and related structural damage. Phase III documents to Xactimate standards to support your full recovery.
Do I have to use a AAA Michigan preferred contractor in Michigan?
AAA Michigan may suggest preferred contractors, but Michigan law gives you the right to choose any licensed contractor. You are never required to use an AAA preferred contractor.
How does AAA Michigan handle supplemental storm claims?
AAA reviews supplements through their claim team. Phase III prepares documented supplements with Xactimate line items and photographs and submits them directly to your AAA adjuster.
What if AAA Michigan denies my storm damage claim in Michigan?
A denial is not necessarily final. You have the right to request a re-inspection, provide additional documentation, or invoke your policy's appraisal clause if you and AAA Michigan disagree on the scope or value of damage. Phase III can help build a comprehensive documentation file including photos, moisture readings, and a professional Xactimate estimate to support a re-inspection or dispute process.