Macomb County, MI — Troy • Pontiac • Farmington Hills • Novi • Rochester Hills
Phase III Construction has served Macomb County homeowners since 1993 — fire, hail, water, and storm damage restoration across all 31 cities and townships. We fight your insurance claim from first call to final payment.
From emergency stabilization to complete rebuild — we handle every phase and fight your insurance carrier every step of the way.
Emergency board-up, debris removal, structural rebuild, smoke remediation. We document everything before a single item is moved. Learn more →
Roofing systems, gutters, siding, windows — complete hail and storm damage restoration with full insurance claim documentation. Learn more →
Emergency extraction within hours, structural drying, mold prevention, and full rebuild. Speed is critical — we move fast. Learn more →
Smoke travels farther than the flames. We clean structural surfaces, HVAC systems, and contents — then rebuild what can't be saved. Learn more →
Over 30 years serving Macomb County. We know the market, the housing stock, and the carriers.
Phase III has served Macomb County homeowners since 1993 — Troy, Farmington Hills, Novi, Pontiac, Rochester Hills, Bloomfield Hills, Waterford, West Bloomfield. Macomb County is home to over a million people and some of southeast Michigan's finest residential stock. When a hail storm or house fire hits an Macomb County home, the restoration contractor needs to know what they're doing — custom homes, complex rooflines, higher-end finishes, and decades of careful upkeep don't get restored at generic tract-home rates.
Phase III knows the neighborhoods. We know what Macomb County homes cost to restore correctly. And we know how the insurance carriers operating in this market adjust claims. Those three things are the difference between getting paid what your home is worth and settling for the adjuster's first offer.
Macomb County sits in one of Michigan's most active storm corridors. In our Macomb County claim history, the I-75 and M-59 axes see high hail frequency — storm cells moving northeast through the Metro Detroit area consistently affect the northern tier: Pontiac, Auburn Hills, Waterford, Lake Orion, and Clarkston. The southern tier — Troy, Southfield, Farmington Hills, Novi — sees less frequency but higher property value, which raises the stakes on every claim.
Phase III maps every roofing plane on every Macomb County job. Complex rooflines — dormers, valleys, multiple pitches, standing seam accents on custom builds — get fully documented. Gutters, siding, windows, skylights, and architectural elements that hail damages but standard estimates skip all get line items in our scope.
State Farm and Allstate dominate Macomb County's residential market, with Auto-Owners, Citizens, and USAA representing significant secondary shares. Based on our Macomb County claim experience, State Farm has been more conservative on Macomb County roof claims — relying more on aerial imagery assessments and issuing ACV payments on roofing systems they deem "fair condition." That assessment is often contestable with physical documentation. We produce that documentation.
Auto-Owners is methodical and responds well to a complete file with itemized scope and pre-mitigation photography before they move toward RCV release. We produce that file from day one.
Restoration claims on homes in Bloomfield Hills, West Bloomfield, Novi, and Rochester Hills carry scope complexity that requires a contractor who understands what's in front of them. Custom millwork, imported materials, architectural detailing, and finishes that don't appear in the standard Xactimate catalog require documentation that prices them correctly. Phase III ensures every Macomb County home gets estimated at its actual restoration cost — including custom finishes and materials that need to be identified and documented properly to appear in the scope at all.
Phase III serves all of Macomb County. Click any city below for local coverage details:
ZIP codes: 48009, 48017, 48030, 48033, 48034, 48073, 48075, 48076, 48083, 48084, 48085, 48098, 48301, 48302, 48304, 48306, 48307, 48309, 48320, 48323, 48324, 48326, 48327, 48328, 48329, 48340, 48341, 48342, 48346, 48348, 48356, 48357, 48360, 48362, 48363, 48371, 48380, 48381, 48382, 48383, 48386, 48390.
Phase III Construction manages every Macomb County claim detail — from the moment you call to the day you move back in.
We respond across Macomb County within 2 hours — 24/7, including nights, weekends, and holidays. First priority is securing your property and stopping further damage.
We photograph and document every surface in pre-mitigation condition. This documentation is specifically built for Xactimate estimating — the standard your insurance adjuster uses.
We work directly with your adjuster, submit supplements for missed items, and push back on underpaid claims. You shouldn't have to fight this battle alone.
As a licensed Michigan General Contractor, we pull all permits and handle every trade — framing, drywall, roofing, flooring, painting — to pre-loss condition or better.
Phase III Construction covers every city and township in Macomb County, plus neighboring communities in Macomb, Washtenaw, Livingston, and Genesee counties.
All Macomb County ZIP codes covered. View full service area →
Questions? Contact us for a free inspection →
We respond across Macomb County on-site within 2 hours for emergencies. We're available 24/7, including nights, weekends, and holidays. Our Westland base puts us within 20-35 minutes of most Macomb County cities under normal conditions.
Yes. We work with every major carrier in Michigan — State Farm, Allstate, Auto-Owners, USAA, Citizens, Hanover, and others. We understand how each carrier approaches claims in Macomb County specifically.
Almost certainly not. First estimates routinely miss scope, underprice materials, or exclude legitimate line items. Phase III reviews every estimate and supplements aggressively. Our goal is your full recovery.
Yes. You have the right to choose your own licensed contractor. Insurance companies may push their preferred vendors, but you are not obligated to use them.
Yes. Phase III holds Michigan General Contractor License #262000615, carries full general liability insurance, and is BBB A+ rated (accredited since 2/26/2026). We pull all required permits for every Macomb County project.
Hail damage is the leading claim type in Macomb County and Livingston County generally — the I-96 corridor is one of Michigan's highest-frequency hail zones. Water damage from ice dams is the close second, particularly on older lake-area homes. Fire claims are less frequent but higher in average scope due to the rural character of some properties with longer fire department response times.
Yes. Frankenmuth Mutual has significant market share in Livingston County. They are a well-run carrier but tend toward conservative initial estimates that require documented supplements — particularly on older structures where replacement costs differ from depreciated ACV. We know their process and build our documentation accordingly.
Phase III responds 24/7 to fire, hail, water, and storm damage throughout Macomb County and all surrounding areas.
☎ (734) 237-7322In addition to Macomb County, Phase III serves Wayne County, Oakland County, St. Clair County. Our team covers the full SE Michigan region.