Storm Damage - SE Michigan - 33 Years Experience
Have a Progressive homeowner policy and storm, wind, or tornado damage in Michigan? Phase III documents every line item, works directly with your Progressive adjuster, and handles the claim from inspection through final restoration.
Call (734) 237-7322 Free InspectionStorm Damage We Handle
Phase III handles the full range of storm damage covered under Progressive homeowner policies in Michigan -- documented to Xactimate standards the way Progressive independent adjusters expect to see it.
Lifted shingles, decking damage, flashing failures, ridge cap loss -- documented to Xactimate standards with photos, measurements, and line-item estimates.
Wind-driven siding damage, gutter detachment, soffit and fascia damage -- fully scoped and submitted to Progressive as part of the complete claim.
Fallen trees on structures, projectile impact damage, structural breaches -- documented before removal to preserve the insurance record.
Secondary water damage from storm breaches -- ceilings, walls, insulation, flooring -- included in the storm claim, not treated as a separate water loss.
The Process
Phase III inspects your property at no charge and documents every item of storm damage -- roof, siding, gutters, windows, structure, and interior.
We build a complete Xactimate estimate formatted the way Progressive independent adjusters expect -- line item by line item, code references included.
Phase III works directly with your Progressive adjuster. We can be present during the inspection and handle all supplemental submissions.
From approved scope to finished work -- Phase III manages the complete restoration so you don't have to manage multiple contractors.
Progressive Claim Reference
File through the Progressive mobile app or call 1-800-776-4737. Request a full property inspection. Consider having Phase III present during the adjuster visit.
Progressive uses Xactimate to estimate storm damage. Phase III generates estimates formatted to align with Progressive's methodology -- no translation required.
Your Progressive policy deductible applies to storm and wind damage claims. Phase III can walk you through how deductibles apply to your specific Progressive policy.
Progressive may suggest network contractors, but Michigan law gives you the right to choose your own licensed contractor regardless of any preferred network.
Phase III inspects at no charge and builds your claim documentation. Call (734) 237-7322 or submit below.
Common Questions
What should I do after storm damage if I have Progressive?
Document damage immediately with photos. File through the Progressive app or call 1-800-776-4737. Phase III can be present during the adjuster inspection to help ensure all storm damage is documented.
Does Progressive cover wind and storm damage in Michigan?
Standard Progressive homeowner policies in Michigan cover wind storm damage, tornado damage, and related structural damage. Phase III documents every line item to Xactimate standards to support your full claim recovery.
Do I have to use a Progressive preferred contractor in Michigan?
Progressive may suggest network contractors, but Michigan law gives you the right to choose your own licensed contractor regardless of any preferred network.
How does Progressive handle supplemental storm claims?
Progressive reviews supplements through their claims team. Phase III prepares documented supplements with Xactimate line items and photographs and submits them directly to your Progressive adjuster.
What if Progressive denies my storm damage claim in Michigan?
A denial is not necessarily final. You have the right to request a re-inspection, provide additional documentation, or invoke your policy's appraisal clause if you and Progressive disagree on the scope or value of damage. Phase III can help build a comprehensive documentation file including photos, moisture readings, and a professional Xactimate estimate to support a re-inspection or dispute process.