No. Flood coverage is provided through the National Flood Insurance Program. This type of insurance would be purchased as a separate policy through your insurance provider.
Please note, not all Water-related damages are the result of “Flood” events. The truth is that most insurance policies cover most types of water damage, but they exclude damage caused by “flood”. Many insurers will deny claims for water damage simply by claiming the damage was due to flood – this is most often in response to the policyholders initial reporting of the event to their insurance company as a “flood”, i.e. “my basement is Flooded”, instead of “my basement is filled with water, I need it fixed”.
