Storm Damage - SE Michigan - 33 Years Experience
Have a Allstate homeowner policy and storm, wind, or tornado damage in Michigan? Phase III documents every line item, works directly with your Allstate adjuster, and handles the claim from inspection through final restoration.
Call (734) 237-7322 Free InspectionStorm Damage We Handle
Phase III handles the full range of storm damage covered under Allstate homeowner policies in Michigan -- documented to Xactimate standards the way Allstate independent adjusters expect to see it.
Lifted shingles, decking damage, flashing failures, ridge cap loss -- documented to Xactimate standards with photos, measurements, and line-item estimates.
Wind-driven siding damage, gutter detachment, soffit and fascia damage -- fully scoped and submitted to Allstate as part of the complete claim.
Fallen trees on structures, projectile impact damage, structural breaches -- documented before removal to preserve the insurance record.
Secondary water damage from storm breaches -- ceilings, walls, insulation, flooring -- included in the storm claim, not treated as a separate water loss.
The Process
Phase III inspects your property at no charge and documents every item of storm damage -- roof, siding, gutters, windows, structure, and interior.
We build a complete Xactimate estimate formatted the way Allstate independent adjusters expect -- line item by line item, code references included.
Phase III works directly with your Allstate adjuster. We can be present during the inspection and handle all supplemental submissions.
From approved scope to finished work -- Phase III manages the complete restoration so you don't have to manage multiple contractors.
Allstate Claim Reference
File through the Allstate mobile app or ClaimXperience portal or call 1-800-255-7828. Request a full property inspection. Consider having Phase III present during the adjuster visit.
Allstate uses Xactimate to estimate storm damage. Phase III generates estimates formatted to align with Allstate's methodology -- no translation required.
Your Allstate policy deductible applies. Some Allstate policies include a separate wind/hail deductible -- check your declarations page. Phase III can walk you through how deductibles apply to your specific Allstate policy.
Allstate offers a Good Hands Repair Network, but participation is voluntary. Michigan law gives you the right to choose your own licensed contractor regardless of any preferred network.
Phase III inspects at no charge and builds your claim documentation. Call (734) 237-7322 or submit below.
Common Questions
What should I do after storm damage if I have Allstate?
Document damage with photos immediately. File through the Allstate app or call 1-800-255-7828. Request a thorough property inspection. Consider having Phase III present during the adjuster visit to ensure all storm damage is properly documented.
Does Allstate cover wind and storm damage in Michigan?
Standard Allstate homeowner policies in Michigan cover wind storm damage, tornado damage, and related structural losses. Phase III will review your specific policy language and document the full scope of damage to support your claim.
Do I have to use a Allstate preferred contractor in Michigan?
Allstate offers a Good Hands Repair Network, but participation is voluntary. Michigan law gives you the right to choose your own licensed contractor regardless of any preferred network.
How does Allstate handle supplemental storm claims?
Allstate reviews supplements through their desk adjuster team. Phase III submits documented supplements with photographs and Xactimate line items directly to Allstate's desk adjuster, providing the documentation needed for timely review.
What if Allstate denies my storm damage claim in Michigan?
A denial is not necessarily final. You have the right to request a re-inspection, provide additional documentation, or invoke your policy's appraisal clause if you and Allstate disagree on the scope or value of damage. Phase III can help build a comprehensive documentation file including photos, moisture readings, and a professional Xactimate estimate to support a re-inspection or dispute process.